Imagine Finance
Home Improvement Loans
Make your dream home a reality with Imagine Finance
Home improvement loans may be the affordable solution you need to carry out a domestic renovation project.
You may want to increase your living space, invest to increase the value of your property, or simply update it instead of moving house.
Whatever your circumstances, we’ll always offer the best available interest rates over repayment terms that suit you. You can also choose from a range of home improvement loans from the UK’s leading lenders, including a new product, FlexiLoan, which works slightly differently from a regular home improvement loan.
Frequently Asked Questions
What is a home improvement loan?
A home improvement loan is a way to fund renovation projects on your property. It can be used for any purpose, whether that’s installing a dream kitchen or bathroom, adding new energy-efficient windows and doors, or even creating an extension to expand your living space.
This can not only transform your home but may often add value to your property and even reduce your living costs, making it a good investment to boost your long-term finances.
How can I get a home improvement loan?
You should initially have a rough estimate of how much your home improvements will cost, as this will determine how much you need to borrow. To work out how much your monthly repayments may be, use our Home Improvement Loan Calculator.
Then, head to our easy application form where a member of our experienced team will get back to you.
Alternatively, if you require some free impartial advice, contact Imagine Finance to let us find you the best possible solution, regardless of your credit history.
What is a FlexiLoan?
A FlexiLoan allows you to borrow money when required as opposed to borrowing the full amount upfront, ideal for home extensions where money is required at different stages of the build.
You can draw down the additional funds you need when you need them and only pay interest on the money you have taken, making this a cost-effective way of borrowing.
After five years, your outstanding balance converts into a standard loan over the remaining term. For more details on FlexiLoans, contact Imagine Finance today.
I have a low credit rating. Can I still apply?
The short answer is yes – our experience and knowledge mean we can offer the best terms for your circumstances, even if you have a poor credit history.
You can also use our Debt Consolidation Calculator for a rough idea of how much your monthly repayments may be.
Let us help you by completing our quick application form now.
How will you support me through the process?
Here at Imagine Finance, we’ll always guarantee to find you the cheapest loan currently available to fund your home improvements, with the lowest possible interest rates.
With access to exclusive lender products unavailable to most brokers, you can be assured you are in safe hands with our experts. Once your loan is approved, you can have funds in your account in as little as 24 hours.
Do you charge any upfront fees?
No, we do not charge any upfront fees for Home Improvement loans.