Imagine Finance
Second Charge Bridging Loans
Raise capital on your property with Imagine Finance
Second charge bridging finance can unlock additional funds when you already have a mortgage.
If your existing mortgage has early settlement penalties, or has an interest rate that is too good to justify a remortgage, a second charge bridging loan from Imagine Finance could be the answer.
Contact Imagine Finance today and let us compare the market to help find you the best deal for your circumstances, regardless of your credit history.
Frequently Asked Questions
What is a second charge bridging loan?
A second charge bridging loan is a way of borrowing against a property where there is already a mortgage in place which you do not want to change.
It gives you the extra funds you will need for any purpose you wish, including:
- Repaying a tax bill
- Business expansion
- Property improvements
- Raising a deposit to purchase another property
Your current mortgage stays as it is, and your second charge bridging loan would need to be repaid before the end of the bridging loan term.
How can I obtain a second charge bridging loan?
If you require short-term finance secured against your property, complete our easy application form.
Once received, let us do the work and secure you the best possible rates and terms to suit your needs with repayment periods up to 12 months.
We can even help you find an exit route, enabling you to have a clear strategy to pay back the loan.
If you are unsure whether a second charge bridging loan is the right option for you, or would just like to discuss your options, contact Imagine Finance today.
I have a low credit rating. can I still apply for a second charge bridging loan?
The short answer is yes – our specialists can help find the right solution for your business, regardless of your credit history.
So, contact us now and allow us to assess your options.
How will you support me through the process?
Imagine Finance staff have been helping businesses obtain second charge bridging loans for over 30 years.
We appreciate how important it is to acquire funds quickly, which is why once your application is accepted, funds could be in your account in as little as 48 hours.
With our expert advisers on hand to answer any questions, you can be sure you are in safe hands as we secure the most competitive rates, with flexible repayment terms of up to 24 months.
Do you charge any upfront fees on second charge bridging loans?
Contact our team today and start turning your dreams into reality.

Mr Wells
