Imagine Finance
Remortgage
Don’t just dream of a better deal – find one with Imagine Finance
There may be a few reasons why you are considering a remortgage for your home.
Your current deal might have been the best at the time, but there may now be better options available to save you money or allow you to be more flexible with your repayments.
Or you might want to unlock some capital by remortgaging your property to get access to funds.
Whatever your reasons, contact Imagine Finance today and let us help you find the right remortgage for your needs.
Frequently Asked Questions
What is a remortgage?
A remortgage is when you take out a new mortgage on your existing property. This could be to replace your existing mortgage, get access to funds, or borrow money for another purpose such as home improvement.
It can also be a way to save you money if there are better deals available. Bear in mind your new mortgage does not have to be from the same lender as your current mortgage.
Many people choose to remortgage their property when the term ends on their existing mortgage. If you remortgage at another time, you may have to pay an early repayment charge on your current mortgage.
Also remember that stamp duty may be payable – use our stamp duty calculator to find out more.
How do I get a remortgage on my property?
To get a remortgage, you will first need an Agreement in Principle from the lender. This is a way to find out if you’re likely to be eligible without the need for a credit check.
Contact Imagine Finance to get the ball rolling and apply today.
What should I consider before applying for a remortgage?
Remortgaging can save you money, as there may be better deals available from other lenders available on the market.
If the value of your home has increased, your LTV may have decreased, meaning you could be eligible for lower interest rates thus saving you money in the long term.
If you are looking to switch to a new mortgage deal but stay with your current lender, you may want to view our Product Transfer page.
Would you like the option to overpay?
Some mortgage products may not allow this or charge a fee for doing so, meaning it could be time to switch to another deal.
Will there be any extra fees if you remortgage, such as an early repayment charge?
In some cases, the money you would save on interest may not be enough to make up for the exit fee.
What other fees might I have to pay?
How will you support me through the process?
Here at Imagine Finance, we’ve been assisting people with remortgaging for over 30 years, providing customer service you can trust to find you the best possible deal for your needs.
Do you charge any upfront fees?
Chat with our team today and start turning your dreams into reality.
Mr Wells
