Imagine Finance
House Purchase
Take the hassle out of your house purchase with a mortgage from Imagine Finance
Buying a house is one of the biggest decisions most people will make in their lifetime. So, it’s essential to get a mortgage that will give you the best value for money.
Here at Imagine Finance, we have a wide range of mortgage products available for all circumstances to find you the lowest possible interest rates.
You can choose a fixed rate mortgage or a tracker mortgage that follows the Bank of England base rate.
We can offer expert advice to help you with your house purchase, whether you are a first time buyer or a buy-to-let landlord, and even find options if you have a low credit score.
We also pride ourselves on our fast and efficient service, so you can put in an offer with confidence.
Frequently Asked Questions
How do I get a mortgage for a house purchase?
To get started with your house purchase, you will first need a deposit. Ideally, you should use as much of your savings as you can for this – the more you pay outright, the lower your monthly mortgage repayments will be.
Your house purchase is also dependent on a regular source of income. You can buy a house on your own or with at least one other person and add your income together.
Your mortgage lender will look at both your deposit and regular income to decide on the terms of your mortgage. This includes the amount you will pay each month, and how long you will need to make repayments.
What should I consider before applying for a house purchase mortgage?
Consider which type of mortgage you want. For example, you could get extra help with a guarantor mortgage or a family mortgage.
Fill in our quick and easy Contact Form to apply and allow us to assess your options.
I have a low credit rating. Can I still apply?
How will you support me through the process?
Our team are always at the end of the phone to answer any questions you may have, from the beginning through to the end.