Imagine Finance
Investment property loans
Make your investment dreams a reality with Imagine Finance
Raise funds for your buy-to-let purchase separately from your existing mortgage with an investment property loan.
You may be looking to invest in a buy-to-let property for additional income or refurbishing and selling on for a profit.
Whatever your intentions, an investment property loan could be the answer, particularly if you took out a long-term fixed low-rate mortgage, or if remortgaging could potentially result in early repayment charges.
They are typically used for residential properties. For more information on commercial property, check out our offer for Commercial Investments.
Here at Imagine Finance, we understand the importance of getting the best deal for your investments. Let us help you find it and contact us today.
Frequently Asked Questions
What is an investment property loan?
Investment property loans are a form of borrowing that involves purchasing a property as an investment and not for personal use e.g. Buy-To-Let and HMO (House in Multiple Occupation) mortgages.
Interest rates are typically higher on investment property loans than residential mortgages, primarily due to the higher perceived level of risk for lenders. However, with a high enough rental yield, favourable profits can still be made.
There are various means to generate revenue from an investment property, including opting to rent out HMOs to multiple individual tenants e.g. students, or refurbishing a property once purchased to then sell on for a profit.
What is a FlexiLoan?
Firstly, ensure you have a business plan detailing what you intend to do with the property once purchased, considering the amount you are required to put down as a deposit and how you will cover ongoing costs. This helps to provide lenders with peace of mind that the loan will be repaid.
You should also research the housing market within the area of the property, including if prices are continuing to increase.
For further guidance and access to exclusive deals unavailable elsewhere, contact Imagine Finance today. Our experts will help find you the best possible solution, including an alternative if we do not deem an investment property loan to be suitable advice.
I have a low credit rating. Can I still apply?
The short answer is yes – our knowledge and expertise mean we can find the best terms for your circumstances, so let us help you now by completing our easy application form.
How will you support me through the process?
At Imagine Finance, we’ve been helping investors to buy into the property market for over 30 years, guaranteeing you the best possible repayment terms for your circumstances.
Once approved by lenders, you could have the money in your account in as little as 24 hours.
Do you charge any upfront fees?
Contact Imagine Finance today and start turning your investment dreams into reality.
Mr Wells
