Imagine Finance
Debt Consolidation Loans
If your monthly repayments on credit and loans affect your finances, a debt consolidation loan from Imagine Finance could be the answer
Take back control and clear your existing debts by replacing them with one manageable monthly payment.
When interest rates from credit cards and loan agreements increase, a debt consolidation loan allows you to bundle up all your debts and replace them with one easily manageable monthly repayment. In almost all cases, you will pay less than before.
Remember, you should think carefully before securing other debts against your home, as your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
If you’re considering consolidating existing borrowing, be aware that you may be extending the terms of the debt and increasing your repayments – work out if you could decrease your monthly repayments with our Debt Consolidation Calculator.
At Imagine Finance, we have been helping people consolidate their debts for over 30 years and will always ensure that a debt consolidation loan is right for your circumstances. So, complete our quick and easy Loan Application form now to help us find you the best solution.
Frequently Asked Questions
What is a debt consolidation loan?
A debt consolidation loan repays the loans and card debts you have accrued over a loan term that suits you and replaces it with a more affordable monthly repayment.
It puts you back in control of your finances and, for many of our customers, saves a significant amount each month. As this type of loan is secured against your home, keeping up to date with the payments is essential.
A debt consolidation loan also allows you to borrow extra for other purposes. For example, if you want to improve your home, a debt consolidation loan could be the answer.
Unlike an Individual Voluntary Arrangement (IVA) or Debt Management Plan, a debt consolidation loan should not affect your credit rating so long as you keep up your repayments.
How can I get a debt consolidation loan?
Firstly, make sure you have a list of all your current debts along with the interest rates you are currently paying – you can do this by using our Debt Consolidation Calculator.
Then, contact Imagine Finance to let us find you the best possible solution – including an alternative if we do not deem a debt consolidation loan to be the most suitable advice.
How will you support me through the process?
Here at Imagine Finance, we’ll always guarantee to find you the best possible solution to consolidate your debts and manage your finances, with exclusive access to the lowest possible interest rates.
You can also be assured you are talking to someone who understands your situation without judgment to get you back on track.
Do you charge any upfront fees?
Start turning your dreams into reality and talk to Imagine Finance today.
Mr Wells
