Imagine Finance
Secured Loans
Get exclusive rates on secured loans for any purpose with Imagine Finance
Available only to homeowners, secured loans can be a quick and easy solution for acquiring funds of up to £2.5 million without the need to remortgage your home.
Secured loans also offer more flexibility with the ability to choose from interest-only, capital repayment, or fixed-rate loans with terms between 3 and 35 years.
As your home is used as security, it’s essential to keep up repayments alongside any pre-existing mortgages in place.
You can use secured loans for any purpose, including clearing debts – use our Debt Consolidation Calculator to work out how much your monthly repayments could be.
Frequently Asked Questions
What is a secured loan?
A secured loan is a type of finance that uses the equity in your home to provide security to lenders. With the loan being secured against your property, lenders are more confident that you will repay the loan. If you cannot pay, they could repossess your home to reclaim what you owe.
Secured loans aren’t as risky to lenders as unsecured loans, so they usually offer higher amounts over better repayment terms of up to 35 years, with variable rates and fixed rates available for up to 5 years.
Secured loans are available from £10,000 to £2.5 million depending on your requirements. Apply Now for more information and a free, no-obligation quotation.
What should I consider when applying for a secured loan?
As secured loans are secured against your home, lower interest rates can be offered – our Loan Calculator can help show you how much your monthly repayments may be.
Beware that secured loans offer security to the lender, not to you. If you do not keep up repayments, the lender may repossess your home to repay the loan.
For access to exclusive products unavailable anywhere else, contact Imagine Finance today. Our experts will help find you the best possible solution, including an alternative if we do not deem a secured loan to be the most suitable advice.
How much will I be able to borrow?
This is dependent on several factors, from your monthly income to the value of your property, but you may be able to borrow up to £2.5 million.
Use our Loan Calculator to find out how much you could borrow and what your monthly repayments would be.
I have a low credit rating. Can I still apply?
The short answer is yes – lower repayment terms mean a secured loan could be a good option if you have a poor credit history.
Our knowledge and expertise mean we can find the best secured loan terms for your circumstances, so let us help you by completing our quick application form now.
How will you support me through the process?
At Imagine Finance, we’ve been helping people obtain secured loans for over 30 years, guaranteeing you the best possible repayment terms for your circumstances.
Once approved by lenders, you could have the money in your account in as little as 24 hours.
Do you charge any upfront fees?
Start turning your dreams into reality and talk to Imagine Finance today.
Mr Wells
