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Imagine Finance

Loans

Imagine Loans Made Simple…

At Imagine Finance, we’ve been offering flexible loans with the lowest rates for over 30 years. With our experienced and knowledgeable staff, you can be sure you are in safe hands from start to finish.

Homeowner loans

Do you need a quick homeowner loan using your property as security, at the lowest interest rate available for your circumstances? Use the equity built up in your home to obtain a homeowner loan of up to £2.5 million.

Debt consolidation loans

Take back full control of your finances by reducing the amount you pay on your credit card, store card and loan accounts. With a low-rate, flexible debt consolidation loan, you could save yourself money each month.

Home improvement loans

Make your home improvement dreams an affordable reality with a new kitchen, new windows, new bathroom or by extending your living space. You could also put in place the energy-saving changes you may desperately need.

Bad credit loans

We do not believe a poor credit history should stop you from borrowing what you need when you need it. We will help you to obtain the best loan rates available for your unique circumstances on terms that suit you.

School fee loans

We believe your child should have access to the education they deserve, and you want them to have, regardless of your economic situation. A school fee loan allows you to draw funds when fees become due with no fuss.

Secured loans

Borrow from £10,000 with the lowest loan interest rates available in the UK today. We will always find you the best interest rate for your circumstances with terms that suit you and will ensure your loan is affordable.

Investment property loans

Expand your property portfolio, improve the EPC rating on a property or raise cash for any purpose without changing your existing buy-to-let mortgage. We have the lowest investment property loan rates in the UK today.

Loan calculator

Find out how low your monthly payments could be with our easy-to-use Loan Calculator. Choose the amount you wish to borrow and the term required to repay the loan, and our software will search the market in seconds.

Debt Consolidation calculator

See how much your existing credit cards, store cards, HP and unsecured loans are costing you each month and then use our Loan Calculator to see how much you could save yourself each month.

The whole experience was as smooth as it could be for a difficult and challenging application. Jo dealt with it extremely efficiently and with professionalism throughout

Mr Godfrey

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Contact

Tel: 0800 710 1777

Address:
Audley House
Northbridge Road
Berkhamsted
HP4 1EH

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Representative Example for (name of page): If you borrow £20,000 over 20 years, initially on a fixed rate for 5 years at 5.99% and for the remaining 15 years on the Lender’s standard variable rate of 9.75%, you will make 60 monthly payments of £150.32 and 180 monthly payments of £188.82. The total amount of credit is £24,001.80 (this includes a Lender Fee of £995 and a Broker Fee of £998). The total repayable would be £44,001.80. The overall cost for comparison is 9.5% APRC representative. This means 51% or more of our clients receives this rate or better for this type of product. Your interest rate is determined by a number of factors, including the equity available in your property, your credit score and credit record and the amount of income you receive. We have previously arranged borrowing with rates from 4.2% to 34% APRC allowing us to help customers with a range of credit profiles. Lender fees may apply. Imagine Finance will also receive a commission from a lender. Lenders have a minimum term of 36 months to a maximum term of 360 months.

Imagine Finance is a trading style of Specialist Financial Services Limited registered in England and Wales, company number 05309450. Specialist Financial Services Limited’s registered office is 133 Canalot Studios, 200 Kensal Road, London W10 5BN. Specialist Financial Services Limited is a credit broker, not a lender. Specialist Financial Services Limited are a registered data processor and controller with the Information Commissioners Office under registration number Z9631996. See our privacy policy for more information about how we process your data. Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority under registration 676853. Details of our FCA permissions can be found on the FCA register www.fca.org.uk.

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